如果借款人想要降低利息，需要附上第二個有價的高價值抵押品，例如黃金或珠寶。如果借款人是軍公教、薪資條件好、每月收入穩定等，具備好的還款能力，也有機會申請到較低的利率。 Benedict wrote that during the 1980s and nineties, “the best to some defense (for clergymen) was so wide as to create a conviction just about not possible.” 信用評分越高，借款人獲得較低利率的機會就越大，貸款機構會根據借... https://stewartk913kmm8.wikipublicist.com/user