If a fixed (nondiscretionary) contribution is funded once the IRC Sec. 415 deadline but before the very last day on the plan 12 months pursuing the supposed program calendar year, the contribution will count toward each the yearly additions Restrict as well as the deduction Restrict for your 12 months https://kingswoodhomes.uk.com/news/start-2026-in-your-dream-home-with-kingswoods-5-deposit-contribution/